Increasing Costs of Insurance
Virtually everybody I talk to is upset about their insurance premiums increasing year over year. This is not a new phenomenon... Every company closely monitors their loss ratios to determine if what is being collected is sufficient to meet their obligations and will occasionally request a premium increase from their governing entity.
It is the hardest part of my job to be the bearer of bad news on the instances where this takes place, however more often then not, the customer leaves better off than when they arrived at our appointment. These are great opportunities to explore additional discounts and coverage options as sometimes I am able to find them ways to offset these premium adjustments. Below are a list of some of the many discounts I can offer customers to keep their rates lower. Please contact me at my agency with any questions 619-938-3123:
Thank You for Reading!
Jeff Milber
619-938-3123
jmilber@farmersagent.com
1011 Camino Del Rio South #100
San Diego, CA 92108
Virtually everybody I talk to is upset about their insurance premiums increasing year over year. This is not a new phenomenon... Every company closely monitors their loss ratios to determine if what is being collected is sufficient to meet their obligations and will occasionally request a premium increase from their governing entity.
It is the hardest part of my job to be the bearer of bad news on the instances where this takes place, however more often then not, the customer leaves better off than when they arrived at our appointment. These are great opportunities to explore additional discounts and coverage options as sometimes I am able to find them ways to offset these premium adjustments. Below are a list of some of the many discounts I can offer customers to keep their rates lower. Please contact me at my agency with any questions 619-938-3123:
- Multi-Vehicle Discount
- Specialty Policy discounts such as; motorhomes, off road vehicles, Mobil homes and more
- Affinity Discounts: These are based on occupations and educations. Examples of these are but not limited to: Engineers, CPA's, Lawyers. Physicians/RN's, Teachers, Principals, Scientists, Computer Programmers, Architects, Law Enforcement and Firefighters.
- Good Students receive a favorable discount and they may also qualify for additional discounts by taking a Farmers safe driving course
- Low Mileage rates apply to drivers who drive less than what is standard
- Home/Auto discounts are one of our greatest discounts and applies to those who carry their home and auto insurance both with Farmers
- Umbrella insurance discounts apply to a household home policies when added on.
- Earthquake Insurance discounts apply to household home policies when added on as well
- Life Insurance discounts apply to other household policies such as Autos when a life policy is added through the household.
Thank You for Reading!
Jeff Milber
619-938-3123
jmilber@farmersagent.com
1011 Camino Del Rio South #100
San Diego, CA 92108
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